Excess & Surplus
Turn to Mackinaw Underwriters for Excess & Surplus coverage options
Mackinaw Underwriters offers non-admitted solutions in a wide array of classes and program niches.
Target Classes
Including but not limited to:
- Property
- Apartments
- Auto Repair
- Churches
- Dwellings
- Health Care Facilities
- Offices
- Shopping Centers
- Tobacco Stores
- Casualty
- Apartments
- Condos less than 50 units
- Daycare
- Dwellings
- Interior Painting
- Lessor’s Risk
- Private Warehouse
- Snow Removal
- Special Events for Liquor
- Truckers
- Vacant Buildings
- Vacant Land
Program Niches
Including but not limited to:
- Alarm Installation
- Apartments
- Artisan Contractors
- Barber Shops/Beauty Parlors/Nail Salons
- Builders Risk
- Car Washes (self-service and other than self-service)
- Caterers
- Condominiums
- Day Care Centers
- Dwellings
- Excavating/Grading of Land
- Garbage, Ash and Refuse Collection
- Heating and AC
- Hotel and Motels
- Hunt Clubs
Excess Umbrella
$5M limit – Supported or Unsupported – Top classes – Underlying Limits Required
- Apartments, Condominiums or Townhomes
- Artisan Contractors
- Auctioneers
- Automobile Repair or Service Shops
- Beauty Shops, Nail Salons
- Beverage Distributors
- Campgrounds
- Convenience Stores or Stores
- Dwellings – Lessor’s Risk Only
- Farms With or Without Livestock
- Land or Vacant Land
- Landscaping
- Lessor’s Risk
- Machinery or Equipment Dealers
- Mercantile Risk
- Offices and Banks
- Plastic or Rubber Goods Manufacturing
- Real Estate Property Managed
- Restaurants
- Roofing – Commercial ($1M max. limit)
- Schools – Trade or Vocational
- Warehouses
Availability
Most States
Subject to underwriting requirements by carrier for each geographic region.
Contact Us Today
Reach out to the Mackinaw Underwriter assigned to your state for more details.