Liquor Liability

Turn to Mackinaw Underwriters for Liquor Liability coverage options

Mackinaw Underwriters is partnering with AmeriTrust Small Business to offer a mono-line Liquor Liability product with comprehensive coverage options and competitive pricing for a range of target classes.

Target Classes

  • Banquet Halls & Caterers
  • Bars & Taverns
  • Bowling Centers
  • Convenience Stores
  • Comedy Clubs
  • Delicatessens
  • Golf Courses
  • Manufacturers/Wholesalers/Distributors
  • Microbreweries
  • Nightclubs (Limited availability)
  • Pizza & Sub Shops
  • Private Clubs & Fraternal Organizations
  • Restaurants
  • Special Events
  • Wine Stores & Wineries
  • Other commercial establishments with a liquor exposure

Special Features

  • 24 to 48-hour turn-around with completed submissions

Available Limits

  • $50,000 each common cause, $50,000 aggregate (Limited States)
  • $100,000 each common cause, $100,000 aggregate
  • $300,000 each common cause, $300,000 aggregate
  • $500,000 each common cause, $500,000 aggregate
  • $1,000,000 each common cause, $1,000,000 aggregate

Prohibited Exposures include but are not limited to:

  • Any activities that encourage physical contact between patrons
  • Employees allowed to consume while on the job
  • Excessive state liquor code violations


Currently available in the following states: CA, AZ, FL, IL, IN, KY, KS, MI, MN, NV, NJ, OH, OK, OR, SD, TN, WI

Contact Us Today

Reach out to the Mackinaw Underwriter assigned to your state for more details.

Send New Business Submissions To:

[email protected]

Download a copy of our product profile today

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